An endorsement on the back of a check consisting only of a signature is a

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Multiple Choice

An endorsement on the back of a check consisting only of a signature is a

Explanation:
A blank endorsement is when the back of the check has only a signature with no designation of a payee or extra instruction. That signature turns the check into bearer paper, meaning whoever holds it can cash or transfer it. The description matches because there’s no payee named or special instruction—just a signature. If there were a name written (pay to the order of…), it would be a special or in-full endorsement; if there were a restriction like “for deposit only,” it would be a restrictive endorsement.

A blank endorsement is when the back of the check has only a signature with no designation of a payee or extra instruction. That signature turns the check into bearer paper, meaning whoever holds it can cash or transfer it. The description matches because there’s no payee named or special instruction—just a signature. If there were a name written (pay to the order of…), it would be a special or in-full endorsement; if there were a restriction like “for deposit only,” it would be a restrictive endorsement.

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